Medical Discount Plans

Within the United States, there are many people without legal immigration status and with low incomes who do not qualify for low-cost qualified medical coverage programs such as Medicaid, Medicare, and the ACA (better known as Obamacare), and who also lack the financial resources to cover the cost of private health protection. These individuals surely wonder: Can they still have health insurance?

Medical discount plans are NOT considered health insurance because they do not guarantee the 10 essential health services. They are an alternative for people who have lost their health insurance or have never qualified for one.

These health plans do not provide emergency coverage or hospitalization. They allow you to visit medical providers such as: Primary Care Physicians, Specialists, and undergo certain check-ups. The plan member is responsible for paying all healthcare services, receiving discounts in the preventive care area from providers contracted with the company. In the case of emergencies, the company will act as a mediator with medical providers to seek reductions in bills.

Want to learn more about these plans? Contact us.